- IRA has licensed 19 both Life and Non-Life Insurance Companies in 2018
- The Insurance Companies operates under the Insurance Regulations of 2002
- Sanlam, Jubilee, Swico, Excel, UAP, are operational in Arua district
- In 2016, the Gross Written Premium by the insurance industry increased from Shs 612 billion in 2015 to Shs 635 billion in 2016 representing 3.6 per cent growth.
Arua. The owners and insurance Companies have been asked to protect the rights of their workers.
Speaking during a meeting in Arua on Thursday, the Communications Officer for Insurance Regulatory Authority (IRA), Mariam Nalunkuuma, said: “You (insurance companies and owners) should ensure that the rights of the workers are protected. If one of the cooks got injured in a kitchen like in a hotel, he/she should be compensated according to insurance and health risk terms. They should not be left to suffer from injuries without compensation.”
Some of the hotel and companies take little initiative to insure their workers. But Mariam said it was necessary for company owners to value the lives of their workers. “You should also ensure that all the benefits of the workers are paid like when one dies or gets accidents that has caused injuries,” she said.
L-Communications Officer for IRA, Mariam Nalunkuuma speaking during the meeting in Arua. Photos by Felix
IRA has been conducting a sensitization in the district to lure the communities to appreciate the value of being on insurance. Some of the businessmen, like Moses Obeta, said: “It has been difficult for people to get insurance because the terms and conditions for compensation during loses of business or deaths are not clearly explained to them. So people want to get involved in something where they know the benefit is clear.”
Uganda has been developing policies to engage the citizens in getting health insurance for all, but this has not been made possible due to varied interests of the Insurance Companies.
Denis Okello from Sanlam Insurance Company in Arua Branch, said: “The minimum amount of money a family pays for insurance is Shs 20,000. And during claims for compensation, we take into account cases of forgeries where we have to prove with authentic documents and signatures from the Local councils. In case of deaths, we ask for death certificates from the hospitals.”
Denis Okello of Sanlam Insurance Company speaking during the meeting.
Majority of the workers especially rely on insurance provided by their companies and this caters for few family members. The majority of the rural populace have little knowledge of insurance. The Companies were also challenged to extend sensitization o the rural areas in order to change their mindset and start insuring with the companies.
IRA has also donated 15 mattresses to patients at Arua Regional Referral hospital and will also conduct sensitisation with the motorcyclists operating in Arua town on Friday.